Billie Jo Downing, a realtor who chairs the Larimer County Foreclosure Prevention Task Force, says foreclosure filings are rising and it appears, for now, that the trend will continue. One piece of good news: "The under $200,000 market is strong," she tells the Fort Collins Coloradoan . And that could signal a trickle-up recovery. But the overall picture is mighty rough at the moment. The number of Colorado homes in foreclosure set a record in the second quarter, according to The Associated Press , hitting Mesa County, where workers for the beleaguered oil-and-gas industry reside, particularly hard. And in Broomfield, filings rose 45 percent compared to the same period a year ago. State officials hope the worst is over. And there's another bright spot: Boulder made BusinessWeek 's short list of smaller metro areas "where housing bubbles never took shape" and where "you'll find some of today's strongest markets."