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The Faces of Home Financing

Commerce Bank

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Does trying to buy a house feel like a full-time job? If you’ve been frequently outbid or struggling to find something in your price range, it’s not just bad luck. Inventory levels are low across the country.  

When the pressure’s on, and your dream house is on the line, there are some things you can do to prepare to help increase your chances. 

Get your finances in order. 
Run the numbers ahead of time to assess what you’ll be able to realistically afford so you know you’re only looking at houses you can compete for. Being preapproved helps cut down on the time it takes to secure a mortgage.

Work with a local real estate agent. 
Find an experienced professional who knows the area. A real estate agent can help you hone in on the best properties for you and your budget. Then, when it comes time to put an offer on a house, their knowledge will be invaluable when you’re crafting an attractive offer.

Get moving. 
Drive around your intended neighborhood and scout for properties. Do as much research on the property ahead of time so that you step into the open house informed and are ready to act quickly if you like it.

Put your best offer forward. 
Putting down a large down payment or earnest money deposit can help show you’re serious. Offering a cash down payment can also go a long way. 

At Commerce Bank, we work with you to make the financing process as seamless as possible. If you need to get preapproved, we’re happy to help you get started.

8450 E. Crescent PKWY., Suite 150, CO-DTC
Greenwood Village, CO 80111

Megan G. Wiegand | (303) 214.5433
NMLS# 1491567
Megan.Wiegand@commercebank.com
Apply online: commercebank.com/meganwiegand

Chris Flanders | (303) 214.5423
NMLS# 1562088
Chris.Flanders@commercebank.com
Apply online: commercebank.com/chrisflanders


Faces is a special advertising section. The editorial staff of 5280 had no role in the selection or creation of this content.

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